Home Loan

Housing Loan in India | Know about Home Loan Policy

Home loans are financial products offered by banks or lending institutions that help individuals purchase or refinance a home. They typically involve borrowing a large sum of money, which is paid back over a long period, usually 15 to 30 years, with interest. Home loans come in various types, including fixed-rate and adjustable-rate mortgages, and often require a down payment. The loan is secured by the property itself, meaning the lender can claim the property if the borrower defaults on payments.

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